Business Insurance
We arrange commercial insurance cover for a wide range of businesses from small retail to large corporate clients.
Our intention to provide the best possible advice to all business insurance customers, never compromising the quality of the cover provided.
We aim to build long term relationships resulting in our business customers coming to look upon us as an extension of their management team.
If you are a prospective new client you can download testimonials from our existing customer bank.We are confident we can create the product to suit your business insurance requirements large or small.
We offer a free face to face business review service which helps us explain the risks you face, please do not hesitate to contact us to book an appointment with one of our experienced professionals.
Landlords
As the property market continues to grow we have a wide range of products for Landlords.
Our range of Residential and Commercial Property Owner products are ideal for those of our Customers and enquirers who are: private individuals, property-owning / management companies, residents’ or common hold associations or financial institutions.
We tailor specific insurance solutions for many customers with prestige arrangements using very competitively priced facilities.
These include arrangements for both unoccupied residential and commercial premises.
By utilising up-to-date software we provide our Landlord Clients all the relevant paperwork they need at the click of a mouse, from cover schedules, tenants’ certificates, tailored spreadsheets to management reports.
We back this up with on going advice and assistance whenever a claim occurs to ensure that the claims process runs smoothly.
Health & Safety
Health and safety problems can have huge costs. We can provide help and support for you.
For example, if you cause someone’s death, you could be sued for millions of pounds.
Insurance provides some protection, though it rarely covers all the costs of accidents or illnesses. As a legal minimum, you must have employers’ liability insurance if you employ people.
But from a business point of view, you may also need insurance against other risks, such as clean-up costs or product liability. Being able to show that your business has sound health and safety policies and procedures is essential if you want to get competitive insurance premiums.
Insurers will want to assess the measures you have put in place to minimise the risks of an incident occurring. This may involve an audit of your premises. If they aren’t happy with your approach to health and safety, your premiums will go up. At worst you might not be able to find an insurer prepared to cover you. And that could make it impossible for you to continue trading. If you can show you take risk management seriously, you may be able to reduce your premiums. We are able to provide help and support to put together a risk improvement and health and safety plan for your business for further information please contact us.
